1. FABMISR Mastercard Credit Card holders are eligible to pay for purchases made in Rizkalla stores or online through https://riz.shop in installments at the cash price, with 0% interest and no administrative fees, over 6, 12, 18, or 24 months, by following these steps:

• Add the desired product to the shopping cart
• Proceed to checkout
• Select “Bank Installments”, then select FABMISR, then select the installment plan
• Complete the payment using FABMISR Mastercard Credit Card.

2. The 6, 12, and 18-month installment plans are available until 31 December 2026

The 24-month installment offer is valid exclusively during the following periods:

• From 15 to 17 October 2026,
• From 22 to 24 October 2026
• From 29 to 31 October 2026

3. The offer is not applicable to World Business Corporate Credit Cards
4. Refunded and declined transactions are not eligible for the offer
5. Cardholders must complete their purchases using eligible FABMISR Mastercard Credit Cards during the applicable offer period and select the desired installment plan at the time of payment
6. If the installment plan is not selected when paying in Rizkalla stores via the electronic payment link that sent to the customer’s mobile phone or online through https://riz.shop at the time of purchase, the bank will not be able to process the transaction for installments through Customer Service. Any subsequent installment request will therefore be processed outside the scope of this offer and subject to the bank’s applicable standard installment terms and conditions
7. Eligible transactions for which an installment plan has been selected will appear on the cardholder’s November 2026 credit card statement, with the first installment becoming due at the end of November 2026
8. The bank reserves the right to exclude any transactions suspected of misuse or improper use of the offer.