Terms and Conditions – Raya interest-free installment offer
FABMISR Mastercard credit cardholders are eligible to pay for all online purchases made through www.rayashop.com in installments at the cash price, with 0% interest and no administrative fees, over 6, 12, 18, or 24 months, by following the below steps:
Add the desired products to the shopping cart
Proceed to checkout
Enter an eligible FABMISR Mastercard credit card at the time of payment
Select Bank Installment Payment, then select the desired installment plan
The campaign is valid from 8 October to 30 October 2026, inclusive
The offer is not applicable to World Business Credit Cards
Cardholders must complete their transactions using eligible FABMISR Mastercard credit cards during the campaign period
The applicable installment plan must be selected at the time of completing the payment.
If the installment plan is not requested through www.rayashop.com at the time of purchase, the Bank will not be able to process the transaction for installment through Customer Service. In such cases, any subsequent installment request will be processed outside the scope of this offer and subject to the Bank’s applicable standard installment terms and conditions
Transactions for which an installment plan has been selected will appear on the cardholder’s November 2026 credit card statement, with the first installment becoming due at the end of November 2026
The Bank reserves the right to exclude any transactions suspected of misuse