0% Installments on Education Tuition Fees
Shop Online at Raya with 0% Interest Installments for up to 24 Months
Offer valid until October 30, 2026
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Terms and Conditions – Raya interest-free installment offer

  1. FABMISR Mastercard credit cardholders are eligible to pay for all online purchases made through www.rayashop.com⁠ in installments at the cash price, with 0% interest and no administrative fees, over 6, 12, 18, or 24 months, by following the below steps:
    • Add the desired products to the shopping cart
    • Proceed to checkout
    • Enter an eligible FABMISR Mastercard credit card at the time of payment
    • Select Bank Installment Payment, then select the desired installment plan
  2. The campaign is valid from 8 October to 30 October 2026, inclusive
  3. The offer is not applicable to World Business Credit Cards
  4. Cardholders must complete their transactions using eligible FABMISR Mastercard credit cards during the campaign period
  5. The applicable installment plan must be selected at the time of completing the payment.
  6. If the installment plan is not requested through www.rayashop.com⁠ at the time of purchase, the Bank will not be able to process the transaction for installment through Customer Service. In such cases, any subsequent installment request will be processed outside the scope of this offer and subject to the Bank’s applicable standard installment terms and conditions
  7. Transactions for which an installment plan has been selected will appear on the cardholder’s November 2026 credit card statement, with the first installment becoming due at the end of November 2026
  8. The Bank reserves the right to exclude any transactions suspected of misuse