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FABMISR Credit Card cashback and issuance fee waiver campaign terms and conditions
Offer valid until August 19, 2026
Back
- This campaign is valid for newly issued eligible consumer credit cards issued during the campaign period from 22 June 2026 to 20 August 2026.
- Eligible customers will receive 25% cashback on their eligible retail purchase transactions, subject to the cashback cap and minimum spend threshold applicable to each card type.
- The cashback cap and minimum spend threshold are as follows:
| Card type | Cashback cap | Minimum spend threshold during 2 Months |
|---|---|---|
| World Elite | EGP 20,000 | EGP 80,000 |
| Platinum/Al Oula | EGP 10,000 | EGP 40,000 |
| Titanium | EGP 5,000 | EGP 20,000 |
- To qualify for the cashback, the customer must activate and use the newly issued credit card within the first 2 months from the card's issuance date.
- The customer must achieve the minimum spend threshold applicable to the card type within the eligible spend period.
- Eligible spend includes local and international retail purchase transactions made using the newly issued primary credit card.
- This offer does not apply to supplementary cards, World Business cards, or corporate cards.
- The cashback will be calculated as 25% of eligible accumulated retail purchases, capped according to the applicable card type.
- The cashback will be credited once after the eligible spend period ends and after completion of the bank's validation process.
- The cashback will be credited to the eligible customer's primary credit card.
- The cards issued after 20 August 2026 will not be eligible for the campaign.
- In case a customer applies for more than one eligible credit card during the campaign period, the customer will be eligible to receive cashback once only.
- Cash withdrawals, wallet top-ups, 0% installment transactions, reversed transactions, refunded transactions, cancelled transactions, disputed transactions or any other transactions identified by the bank as misuse, or non-genuine retail spend will not be counted toward eligible spend.
- The credit card must be active at the time of cashback calculation and posting.
- To qualify for the card's issuance fees refund, customers must activate their credit card within 2 months from the issuance date and perform at least one spend transaction within that same 2-month period.
- The issuance fees refund will be credited to the eligible customer's card within 2 months from the card's activation date.
- Customers with cancelled, blocked, delinquent, overdue, or suspended credit cards at the time of cashback posting will not be eligible for the cashback.
- The campaign cannot be combined with any other credit card acquisition cashback campaign unless otherwise stated by the bank.
- The Bank may, at its sole discretion, amend the campaign or modify these terms and conditions, and the customer will be notified thereof through any available means prior to the change.