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FABMISR Islamic Credit Card (Murabaha Card) cashback and issuance fee waiver campaign terms and conditions
Offer valid until August 19, 2026
Back
- This campaign is valid for newly issued eligible consumer Murabaha cards issued during the campaign period until 20 August 2026
- Eligible customers will receive 25% cashback on their eligible retail purchase transactions, subject to the cashback cap and minimum spend threshold applicable to the Murabaha card type
- The cashback cap and minimum spend threshold are as follows:
| Card type | Cashback cap | Minimum spend threshold during 2 Months |
|---|---|---|
| Murabaha Card | EGP 5,000 | EGP 20,000 |
- To qualify for the cashback, the customer must activate and use the newly issued Murabaha card within the first two months from the card’s issuance date
- The customer must achieve the minimum spend threshold applicable to the Murabaha card within the eligible spend period
- Eligible spend includes local and international retail purchase transactions made using the newly issued primary Murabha card
- This offer does not apply to supplementary cards
- The cashback will be calculated as 25% of eligible accumulated retail purchases, capped according at EGP 5,000
- The cashback will be credited once after the eligible spend period ends and after completion of the bank’s validation process
- The cashback will be credited to the eligible customer’s primary Murabaha card
- The Murabaha cards issued after 20 August 2026 will not be eligible for the campaign
- In case a customer applies for more than one eligible credit card (Conventional type or Murabaha card) during the campaign period, the customer will be eligible to receive cashback once only
- Cash withdrawals, wallet top-ups, 0% installment transactions, reversed transactions, refunded transactions, cancelled transactions, disputed transactions, or any other transactions identified by the bank as misuse, or non-genuine retail spend will not be counted toward eligible spend
- The Murabaha card must be active at the time of cashback calculation and posting
- To qualify for the Murabaha card’s issuance fees refund, customers must activate their card within 2 months from the issuance date and perform at least one spend transaction within that same 2-month period
- The issuance fees refund will be credited to the eligible customer's Murabaha Card within 2 months from the Murabaha card’s activation date
- Customers with cancelled, blocked, delinquent, overdue, or suspended Islamic Credit cards at the time of cashback posting will not be eligible for the cashback
- The campaign cannot be combined with any other credit/Murabaha card acquisition cashback campaign unless otherwise stated by the bank
- The Bank may, at its sole discretion, amend the campaign or modify these terms and conditions, and the customer will be notified thereof through any available means prior to the change